I find your reflectiveness extremely interesting. I grew up in the fourties and fiftyies when the smart kids (I was not among them) automatically directed their energy and focus upon some course of productive action or study. There was no thought as to how what they were doing fitted into some deeper meaning of life or happiness outside of formal religious doctrines.
In fact all of life before the counter culture revolution of the late sixties was in auto mode. You went to work or got married or went to college. Being curious about everything I had no practical focus or commitment to anything. I just drifted into my senior years ending up probably better read than 90% of college graduates, but with little to show for it except having satisfied my curiosity about life in general and the way of the universe and having written a few minor works of interest mainly to me.
But with a lot of luck (I inherited a nice sum of money from my parents) and filled with a wide range of knowledge, degree or no degree, I feel I’m at long last sitting pretty. Now its all about keeping my health. So far so good.
Right now you are way ahead of where I was at your age. At least you have a degree in something. It might end up being your salvation if you already have or you develop a fanatical interest in investing. Sounds dull, I know, but anything can become interesting when one gets deep into it. Especually when it pays off big over time.
Good luck, Rosemary. What a beautiful name.