That my friend was one of the slickest explanations of capitalism I could ever have imagined. Loved it. United Healthcare immediately came to mind. Maybe 15 years ago I made some money trading this stock, because in your capitalistic terms it was a super company.

Now I see were it is the preferred choice of AARP. What a joke. You buy the stock when the time is right, You don’t use it — so much for AARP being a friend of seniors.

Apprentice Killers: The War of Lincoln and Davis — a great book that reveals the inside story of another dangerous period that America survived.

Jim Ridgway, Jr. military writer — author of the American Civil War classic, “Apprentice Killers: The War of Lincoln and Davis.” Christmas gift, yes!

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